Enter your keyword


In-Debt, Debt-Free Online Money Management Course

What is this course?


The In-Debt to Debt-Free Online Money Management Course is a mental stimulus course that is designed to properly frame your mindset so that you can transform your financial situation from being in-debt to becoming debt-free.

Most of the people in this world want to be rich or financially independent. So why are there so few people that qualify as being rich? From our point of view, there must be a mental shift that takes people from wanting to be rich to being committed to being rich.

This course explains the difference between the two concepts and how to shift your mindset from one to the other. In addition, there is a spiritual shift that must take place to allow the cycle of money to flow properly. Our spiritual state can easily stymie our financial flow and keep money from finding us, particularly if we try to keep money all to ourselves.

By properly aligning the mental and spiritual shifts will we then see the change in our physical financial state. This course will help identify these shifts so that we can phase into the discipline required to make our money work for us instead of working for the money. Once this discipline becomes a habit, this course provides the skills and the tools that will bring our new financial state into fruition.

The topics of this course includes Mental and Spiritual Preparation, Getting Out of Debt, Budgeting in 3-D, and Basic Investment Strategies to gain the category of Financial Security.

Who should take this online course?

This course is specifically designed for four primary categories of people:

1) The recent college graduate who is just starting their new career and is in the perfect position to start investing in their retirement fund.

2) The couple that has been married 4-7 years who are embarking on new financial troubles that is causing unwarranted stress in their marriage – which might end if the issues are not resolved soon.

3) The couple that has been married 10-15 years with some financial success during their relationship but has run into a financial emergency (sick parents, increased medical bills, loss of an income, etc.) and needs assistance in a course correction.

4) Anyone who has struggled in managing their money and has incurred overwhelming debt that is looking for a way back to zero debt.

If you feel that your situation fits one of these four categories, then this course is for you.  This course is instructed all in video with Mr. Newkirk telling the facts uniquely from his own past perspective and experiences.

There are several great courses out there that will explain to you on a certain level what things you can do with your money that will bring success to being disciplined about your spending habits. However, your instructor Robert Newkirk  takes the conversation to a deeper level about the bread and butter pinpointing critical spots and reasons why our spending habits have become so undisciplined over time and how to reel those habits back in.

Newkirk believes that the bread and butter of all spending habits boils down to budgeting. His original method of Budgeting in 3-D by itself is a major reason why you should take this course.

Budgeting in 3-D revolutionizes and completes the budgeting process where so many other budgeting methods fail. This combined with the philosophies of spiritual wealth, credit and debt resolution, and investment strategies puts the online course in a class by itself.

Purchase segments of the course

The retail value for the purchase of the In-Debt to Debt-Free Online Money Management Course is $360.00.

But we are offering an Annual Membership to the Website for only $299.99!  The membership includes unlimited access to the all 12 Sessions of the In-Debt to Debt-Free Money Management Course, exclusive access to the Budgeting Tool to help you implement the philosophy, Budgeting in THREE Dimensions, and a download of the ebook In-Debt to Debt-FREE: Life’s Roadmap to Financial Security once you complete Session One of the course. Finally as a part of the membership, you will have access to additional, regularly updated content unique to annual members, including podcasts, webinars, interviews, articles, and more. Topics will include Mental, Spiritual, & Social Wealth, Budgeting, Investing, and expanded content from the book, In Debt to Debt FREE: Life’s Roadmap to Financial Security

The a la carte price for the Budgeting Tool includes a 60-day free trial of the use of the tool.  After the free trial period, continued use of the Budgeting Tool will be for a membership recurring fee of $9.99 per month.

The book, In Debt to Debt FREE: Life’s Roadmap to Financial Security, is scheduled for release in April 2021 for the retail value of $19.95 per copy. Also available will be Robert Newkirk’s previous book, THEE Diamond of Life: Redefining and Releasing Your Inner Gift of Power. The retail value is $29.95 per copy.


Budgeting Tool

What is the Budgeting Tool?

Robert Newkirk’s philosophy, Budgeting in Three Dimensions, is a revolutionary train of thought when it comes to the budgeting process. Budgeting is so critical when it comes to bringing financial success and peace, yet so many couples and individuals fail at budgeting over the course of time.

This budgeting tool was developed to implement the Budgeting in 3-D method so that more people can achieve success in their budgeting efforts. The budgeting tool represents three budgets wrapped into one application: The Projected Budget, the Actual Budget, and the Summary Budget. Each budget serves a specific purpose such that when combined helps give the user a streamlined budgeting process that helps them become masters at budgeting over time and helps them achieve financial security.

The budgeting course explains in detail why budgeting is so important, what Budgeting in 3-D entails, and a demonstration of the Budgeting Tool and how the tool functions giving you the data that you need to have an effective budgeting process.

Why you should use the Budgeting Tool

The use of a budget on a month-to-month basis has created much stress, havoc, and ultimately failure to launch for many people over the years. This is especially true for people who find themselves living from paycheck to paycheck or on an income that is not enough to properly support their family.

Our Budgeting Tool will take that stress, havoc, and ultimate failure out of the process and create an environment where you will become a master at budgeting. It will help instill discipline into your spending habits and allow you the latitude to compensate for emergencies that love to come up at the most inopportune times.

The Budgeting Course takes demo of the Budgeting in 3-D process and the works of the Budgeting Tool. To make sure that the Budgeting Tool is for you, there is a 60-day free trial of the use of the Budgeting Tool.


In Debt to Debt FREE: Life’s Roadmap to Financial Security

What is the Book?

In Debt to Debt FREE: Life’s Roadmap to Financial Security is Robert Newkirk’s latest work that is designed to give you the skills and the tools needed to get you to the first level of Financial Freedom and how giving stimulates the circle of financial wealth. It also points out the need for discipline when it comes to spending money and how to add discipline to your spending habits.

This book supplements the material covered in the courses along with additional scenarios and examples that are not covered in the coursework. Life is a process. This book provides the roadmap that will bring success to that process and lead us to Financial Security and beyond.

THEE Diamond of Life: Redefining and Releasing Your Inner Gift of Power is Robert Newkirk’s first book that describes in detail why only 1 out of 850 people become successful. Part of that reasoning comes from the words that they use. The words that you speak manifest into your future and then they become.

The other 849 out of 850 people often use negative words such as can’t and won’t happen for me which manifest into not being successful. Mr. Newkirk takes this concept and digs deeper into the words themselves as defined by Webster’s Dictionary and challenges key definitions and, when necessary, redefines them such that they apply in today’s terms.

Ultimately, this book gives the reader the opportunity to reflect on what’s been holding them back from achieving their dreams and provides the tools to make corrections so that their dreams can be obtained.

The Wealth Choice: Success Secrets of Black Millionaires – Dennis Kimbro’s latest of five books – is considered by Robert Newkirk a must read. Despite high unemployment numbers and crushing poverty rates, a small but growing class of black millionaires is bucking the odds and creating wealth.  What can we learn from their successes?

Based on a seven-year study of 1,000 of the wealthiest African Americans, The Wealth Choice offers a trove of sound and surprising advice about climbing the economic ladder, even when the odds seem stacked against you.

Dennis Kimbro shows how business leaders, entrepreneurs, and celebrities like Bob Johnson, Spike Lee, Steve Harvey, Herman Cain, T.D. Jakes, and Tyrese Gibson found their paths to wealth, what they did or didn’t learn about money early on, what they had to sacrifice to get to the top, and the role of discipline in managing their success.

Where can you buy these books?

In Debt to Debt FREE: Life’s Roadmap to Financial Security is available for purchase on this website or you will be able to purchase it on Amazon starting on its release date scheduled in 2020 for the price of $15.99 per copy.


THEE Diamond of Life: Redefining and Releasing Your Inner Gift of Power is available for purchase on this website. The retail value is $29.95 per copy, but with the purchase of one of the course packages, it will be discounted to $19.95.


Dennis Kimbro’s book, The Wealth Choice: Success Secrets of Black Millionaires is a must read according to Robert Newkirk and is being promoted here on this web as it is one of the key references his uses in his video presentation.


Get A Free Chapter Of The Book

Sign up for our newsletter and you’ll INSTANTLY receive a free, advanced copy of one of the chapters from the upcoming book, In Debt to Debt Free.